Credit Analyst

Company: Southern First Bank
Location: Greenville
Posted on: January 22, 2023

Job Description:

ESSENTIAL RESPONSIBILITIES

• Support Loan Officers with credit analysis, loan underwriting & documentation
• Analyze financial data of prospective and existing credit relationships
• Assist Loan Officers with clearing exceptions, collecting, and analyzing global financial data
• Conduct analysis of Portfolio-related risk management issues, including stress testing and concentration monitoring
• Review and analyze financial statements and tax returns
• Complete other duties as assigned.ADDITIONAL RESPONSIBILITIES OR DETAILSESSENTIAL SKILLS, EDUCATION AND EXPERIENCE
  • College Diploma or equivalent experience with previous credit experience, 5-7 years preferred
  • High School Diploma required.
  • Knowledge of banking regulations and loan compliance and the ability to employ this knowledge
  • Proficiency in use of Windows, Excel, and the ability to leverage technology in an operations environment
  • Ability to communicate with diverse audiences, including Board, Management, audit and regulatory.
  • Proven problem solving, conflict resolution, time management and decision-making skills required
  • Ability to initiate and embrace change.
  • Maintain regular consistent and professional attendance, punctuality, and personal appearance.WORK CONDITIONS
    • This position must be able to sit for long periods of time as position involves majority of time spent at desk and computer.
    • Minimal travel required.

Keywords: Southern First Bank, Greenville , Credit Analyst, Accounting, Auditing , Greenville, South Carolina