Senior Small Business Deposit Product Manager
Company: First Horizon
Location: Charlotte
Posted on: March 30, 2026
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Job Description:
Location: Onsite in Memphis, TN, Nashville, TN, Knoxville, TN,
Charlotte, NC, Raleigh, NC, Miami, FL, Orlando, FL, Birmingham, AL,
New Orleans, LA, Dallas, TX, or Houston, TX Summary: The Senior
Small Business Deposit Product Manager sets the strategic direction
for the small business deposit portfolio. This leader drives
comprehensive market analysis and business case development to
inform product strategy, obtains and acts upon the voice of our
clients, establishes the product roadmap, and guides end-to-end
development of capabilities and enhancements. Full ownership of
product performance is expected, including financials/P&L, risk
and compliance, client experience, operational readiness, and
reporting. Essential Duties and Responsibilities Define the
strategy, goals, and OKRs for the small business deposit portfolio,
optimizing growth, profitability, mix, and cost of funds in
alignment with enterprise priorities and risk appetite. Conduct
market analysis and develop business cases for new products,
features, fee structures and enhancements by establishing a
multi-year roadmap informed by the voice of our clients,
competitive dynamics, and regulatory changes. Design and optimize
end-to-end journeys with Marketing, Distribution, and Digital to
improve conversion and engagement. Lead competitive benchmarking to
assess product and pricing competitiveness. Develop and deliver
executive dashboards and management reporting; analyze product
trends and recommend actions. Recommend enhancements,
consolidation, or rationalization of existing products based on
client feedback, performance, profitability, and competitive
positioning Stay current on regulations affecting deposit products
while ensuring strong controls, testing, and issue management
across the product lifecycle while coordinating required changes
with Compliance, Legal, and Operations. Lead development and
revisions to marketing materials, training content, internal and
external communications, and product documentation. Performs all
other duties as assigned. Qualifications Bachelor’s degree
required; advanced degree (e.g., MBA) preferred or equivalent
combination of education and experience. 5–8 years of experience in
deposit product management/strategy, pricing, or related roles
within banking; 3 years managing small business deposit products.
Strong analytical skills; proficiency with Excel and data
visualization tools (e.g., Tableau/Power BI); SQL experience is a
plus. Excellent communication, executive presence, and influence
skills; ability to present to senior leadership and align diverse
stakeholders. About Us First Horizon Corporation is a leading
regional financial services company, dedicated to helping our
clients, communities and associates unlock their full potential
with capital and counsel. Headquartered in Memphis, TN, the banking
subsidiary First Horizon Bank operates in 12 states across the
southern U.S. The Company and its subsidiaries offer commercial,
private banking, consumer, small business, wealth and trust
management, retail brokerage, capital markets, fixed income, and
mortgage banking services. First Horizon has been recognized as one
of the nations best employers by Fortune and Forbes magazines and a
Top 10 Most Reputable U.S. Bank. Benefit Highlights • Medical with
wellness incentives, dental, and vision • HSA with company match •
Maternity and parental leave • Tuition reimbursement • Mentor
program • 401(k) with 6% match • More
FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Keywords: First Horizon, Greenville , Senior Small Business Deposit Product Manager, IT / Software / Systems , Charlotte, South Carolina